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Bless our families as they gather in. Bless our home with love and friends. There is something oh so special about coming home. Everything looks the same, feels the same, even smells the same.

So may you untangle yourself from the twist of melancholy and ley your thoughts carry you back to the birthplace of your truth.

Leaving home can be a hard or an exciting time for just about anyone. Heck, leaving home can be hard and exciting all at the same time.

This classification covers the value of the home itself. Most policies have this coverage with the exception of HO4.

This coverage includes other structures on the property such as a garage, as long as they are not used for business. Coverage C is for personal property.

Coverage C can be issued as a cash value or replacement cost policy. This covers additional living costs if the owner needs to move out while repairs are being done as well as recuperating lost rental income if the home is fully or partially rented out.

This is a catch-all category for other coverages such as fire department charges, damage to trees, debris removal, etc. The cost of home insurance depends on the type and classification, the deductible as well as other details.

The deductible is the amount of money that an insurance holder pays out of pocket before the insurance company kicks in with its payment on a claim.

An insurance policy with a low deductible will generally have lower premiums, while a higher deductible policy will have lower premiums.

Home Value — The single biggest factor guiding the insurance rates is the value of the home. This is the overall amount of risk that the insurance company takes on.

Size of the Home — Larger homes come with larger risks. In the event of a fire or other disaster, there is more possible damage in a large home.

Typically, larger homes have more value, as well. Type of Construction — How flammable is the home or how storm resistant? Materials like brick and stone typically are cheaper to insure than wood.

Age and Condition — Older homes typically come with more risks including older wiring, furnaces and lack of security features. Location — Is the home in a hurricane zone?

How close is the nearest fire station? Is it in an area where vandalism or burglaries are frequent? The insurance company takes all of these factors into consideration.

Credit Score — Credit scores count as a factor on home insurance. A good credit score shows responsibility and makes the insurance company more likely to consider the candidate to be a low risk homeowner.

Low risk means lower rates. With all of the home insurance options available, it can be difficult to know just how much insurance is enough without paying for more than you really need.

Consider what risks are inherent with the location of the home and add on extra insurance like flood or hurricane if needed. The safety of visitors to a home lies with the homeowner.

Should someone fall on an ice patch or trip on a loose board, the homeowner can be held accountable for any medical bills and damages that come about as a result.

Having adequate liability coverage is essential. If a home is damaged or destroyed, the homeowner will need to find somewhere to live while repairs are made.

Not everyone has relatives close by to help out in these situations. Costs for a hotel or apartment can add up in a hurry. Legally, yes, it is possible to own a home without home insurance coverage.

That is, only if the homeowner owns the home in full. If there is a bank mortgage on the home, the bank will require a certain level of coverage to protect its investment.

Home is the most popular, and will be the most enduring of all earthly establishments. The sun at home warms better than the sun elsewhere.

No matter under what circumstances you leave it, home does not cease to be home. No matter how you lived there-well or poorly. Good food and a warm kitchen are what make a house a home.

The home is the center and circumference, the start and the finish, of most of our lives. People usually are the happiest at home.

Wise Old Sayings is a database of thousands of inspirational, humorous, and thoughtful quotes, sorted by category for your enjoyment.

Home Sweet Home Sayings and Quotes Below you will find our collection of inspirational, wise, and humorous old home sweet home quotes, home sweet home sayings, and home sweet home proverbs, collected over the years from a variety of sources.

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Aside from just a sweet reminder, these inspirational sayings make the perfect addition for a going away party card or a welcome home card too.

Who knows if we can really put into words what it means to be home. These quotes about home will make your heart warm just thinking about the place you grew up or the place you come home to every night.

A home is made of hopes and dreams. We do loud really well. We do together best of all. That is the price you pay for the richness of loving and knowing people in more than one place.

Bless our home as the children grow. Bless our families as they gather in. Bless our home with love and friends. There is something oh so special about coming home.

A kernel is hidden in me, a spark, a thought, I am life from eternal life. The attempt and the risk that the eternal mother took with me is unique, unique the form and veins of my skin, unique the smallest play of leaves in my branches and the smallest scar on my bark.

I was made to form and reveal the eternal in my smallest special detail. My strength is trust. I know nothing about my fathers, I know nothing about the thousand children that every year spring out of me.

I live out the secret of my seed to the very end, and I care for nothing else. I trust that God is in me. I trust that my labor is holy.

Out of this trust I live. When we are stricken and cannot bear our lives any longer, then a tree has something to say to us: Life is not easy, life is not difficult.

Those are childish thoughts. Let God speak within you, and your thoughts will grow silent. You are anxious because your path leads away from mother and home.

But every step and every day lead you back again to the mother. Home is neither here nor there. Home is within you, or home is nowhere at all.

A longing to wander tears my heart when I hear trees rustling in the wind at evening. If one listens to them silently for a long time, this longing reveals its kernel, its meaning.

It is a longing for home, for a memory of the mother, for new metaphors for life. Every path leads homeward, every step is birth, every step is death, every grave is mother.

So the tree rustles in the evening, when we stand uneasy before our own childish thoughts: Trees have long thoughts, long-breathing and restful, just as they have longer lives than ours.

They are wiser than we are, as long as we do not listen to them. But when we have learned how to listen to trees, then the brevity and the quickness and the childlike hastiness of our thoughts achieve an incomparable joy.

Whoever has learned how to listen to trees no longer wants to be a tree. He wants to be nothing except what he is.

But its ok, they know me here. Never turn back and never believe that an hour you remember is a better hour because it is dead. Passed years seem safe ones, vanquished ones, while the future lives in a cloud, formidable from a distance.

Montgomery, Anne of Avonlea. And there are things in us that we can find again only by going back there. If you go back there after the people are gone, then all you can see is what is not there any more.

It was wherever the people who loved you were, whenever you were together. Not a place, but a moment, and then another, building on each other like bricks to create a solid shelter that you take with you for your entire life, wherever you may go.

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